:root {
    --primary-color: #1a2a6c;
    --secondary-color: #b21f1f;
    --accent-color: #fdbb2d;
    --text-color: #333;
    --light-bg: #f4f7f6;
    --white: #ffffff;
    --transition: all 0.3s ease;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
}

body {
    line-height: 1.6;
    color: var(--text-color);
    background-color: var(--white);
}

/* Info Bar */
.info-bar {
    background: var(--primary-color);
    color: white;
    height: 35px;
    overflow: hidden;
    position: sticky;
    top: 0;
    z-index: 1001;
    display: flex;
    align-items: center;
}

.scrolling-text {
    white-space: nowrap;
    animation: scroll-left 30s linear infinite;
    padding-left: 100%;
}

@keyframes scroll-left {
    0% { transform: translateX(0); }
    100% { transform: translateX(-200%); }
}

/* Header & Nav */
header {
    background: var(--white);
    box-shadow: 0 2px 10px rgba(0,0,0,0.1);
    position: sticky;
    top: 35px;
    z-index: 1000;
}

nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 5%;
    max-width: 1200px;
    margin: 0 auto;
}

.logo img {
    height: 60px;
    cursor: pointer;
}

.nav-links {
    display: flex;
    list-style: none;
}

.nav-links li {
    padding: 0 15px;
}

.nav-links a {
    text-decoration: none;
    color: var(--primary-color);
    font-weight: 600;
    transition: var(--transition);
}

.nav-links a:hover {
    color: var(--secondary-color);
}

/* Hero Section */
.hero {
    height: 80vh;
    background: linear-gradient(rgba(26, 42, 108, 0.7), rgba(26, 42, 108, 0.7)), url('../images/financial/hero.png');
    background-size: cover;
    background-position: center;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    text-align: center;
    padding: 0 20px;
}

.hero-content h1 {
    font-size: 3.5rem;
    margin-bottom: 20px;
}

.hero-content p {
    font-size: 1.2rem;
    max-width: 800px;
}

/* Sections */
section {
    padding: 80px 5%;
    max-width: 1200px;
    margin: 0 auto;
}

.section-title {
    text-align: center;
    margin-bottom: 50px;
}

.section-title h2 {
    font-size: 2.5rem;
    color: var(--primary-color);
}

/* Grid Layouts */
.services-grid, .features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.card {
    background: var(--light-bg);
    padding: 30px;
    border-radius: 10px;
    text-align: center;
    transition: var(--transition);
    border: 1px solid #ddd;
}

.card:hover {
    transform: translateY(-10px);
    box-shadow: 0 10px 20px rgba(0,0,0,0.1);
}

.card img {
    width: 100%;
    height: 200px;
    object-fit: cover;
    border-radius: 8px;
    margin-bottom: 20px;
}

/* Footer */
footer {
    background: #222;
    color: white;
    padding: 60px 5% 20px;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 40px;
    max-width: 1200px;
    margin: 0 auto;
}

.footer-section h3 {
    margin-bottom: 20px;
    color: var(--accent-color);
}

.social-links a {
    color: white;
    font-size: 1.5rem;
    margin-right: 15px;
    transition: var(--transition);
}

.social-links a:hover {
    color: var(--accent-color);
}

/* Floating WhatsApp */
.whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    background-color: #25d366;
    color: #FFF;
    border-radius: 50px;
    text-align: center;
    font-size: 30px;
    box-shadow: 2px 2px 3px #999;
    z-index: 100;
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
}

/* Cookie Banner */
.cookie-banner {
    position: fixed;
    bottom: 0;
    left: 0;
    width: 100%;
    background: #333;
    color: white;
    padding: 20px 5%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    z-index: 9999;
}

.cookie-btn {
    padding: 10px 20px;
    margin-left: 10px;
    border: none;
    border-radius: 5px;
    cursor: pointer;
    font-weight: 600;
}

.accept-cookies { background: var(--accent-color); color: #333; }
.reject-cookies { background: #555; color: white; }

/* Responsive */
@media (max-width: 768px) {
    .nav-links { display: none; }
    .hero-content h1 { font-size: 2.5rem; }
}